Contact Us Today
Phone: 877-768-0001 M-F, 8:00 a.m. to 6:00 p.m. CT Email:
Private Loan Products
Higher Education Servicing Corporation (HESC) is excited to provide financial institutions across Texas with two outstanding private education loan products.

Choose from either our College Ready Loan Program, which allows your institution to design your own loan product, or sign-up as a referral partner for our Texas Extra Credit Education Loan Program and we’ll pay you for every approved application that comes through your website!

College Ready Loan Program
The College Ready Loan Program (CRLP) is a customizable, turn-key private education loan product for financial institutions. CRLP was developed to provide a competitive, low-cost higher education loan solution that meets your institution’s specific yield requirements and risk concerns.

Our loan program solution offers a complete suite of services including online application processing, credit underwriting, automated school certification, loan originations, interim and repayment servicing, marketing support and more.

Click here to learn more
Texas Extra Credit Referral Program
Interested in a private loan product for your customers that’s a no cost, no risk, no hassle solution for your institution? If so, the Texas Extra Credit Education Loan Referral Program is the perfect solution.

Our referral program offers financial institutions the opportunity to provide a low-cost private student loan to their customers with the potential for generous returns.

Click here to learn more
Know the Facts: Private Education Loans
With the cost of college continuing to rise each year as both federal and state funding decrease, many students are required to find alternative funding to fill the gap as seen in the facts below from the College Board's Trends in Higher Education Series.

tuition/fee increase

Average published tuition and fees for in-state students at public four-year colleges and universities increased from $8,256 in 2011-12 to $8,655 in 2012-13.


decrease in aid

The federal government's share of total student aid decreased from 75% in 2010-11 to 73% in 2011-12.


in private loans

During the 2011-12 academic year, $6.4 billion in private loans were distributed to undergraduate and graduate students to help finance their education.

About HESC
As a private, non-profit organization, Higher Education Servicing Corporation (HESC) was established over 40 years ago with the mission to help Texas students and families reach their higher education goals.

Today, HESC continues its mission by providing low-cost education loan products and services to help Texas families fill their unmet financial aid need, servicing over a billion dollars in federal and private education loans, and administering a variety of educational outreach activities that help and inspire Texas students to pursue and achieve a post-secondary education.

Contact Information
Phone: 877-768-0001 M-F, 8:00 a.m. to 6:00 p.m. CT

Mailing Address
4381 West Green Oaks Blvd., Ste. 200
Arlington, TX 76016